Investor Education - How can a Registered Investment Advisor help you?

Page

/ 13

Helpful information for investors
All Mutual Fund investors have to go through a one-time KYC (know your Customer) process. Investors should deal only with registered mutual funds, to beverified on SEBI website under'lntermediaries/ Market Infrastructure Institutions'. For redressal of your com plaints, you may please visit www.scores.gov.in. For more info on KYC, change in various details & redressal of complaints, visit https://mf.nipponindiaim.com/lnvestorEducation/what-to-know-when-investing.htm. This is an investor education and awareness initiative by Nippon India Mutual Fund.

Disclaimer
The information provided in this booklet is solely for creating awareness about SIPs and for general understanding. The views expressed herein constitute only the opinions and do not constitute any guidelines or recommendations on any course of action to befollowed by the reader. Many of the statements and assertions contained inthis booklet reflects the belief of Nippon Life India Asset Management Limited, which may be based inwhole or in part on data and other information. Nippon Life India Asset Management Limited (formerly known as Reliance Nippon Life Asset Management Limited) does not guarantee the completeness, efficacy, accuracy ortimelines of such information. This information is not intended to be an offer or solicitation for the purchase or sale of any financial product or instrument. Readers of this booklet are advised to seek independent professional advice, verify the contents and arrive at an informed investment decision.Neither the Sponsor, the Investment Manager, Mutual Fund, the Trustee, their respective Directors, nor any person connected with it accepts any liability arising from the use of this information.

PREFACE

The Mutual Fund industry has grown fast to become an important component of the Indian economy, helping channelise household savings into the capital market. Moreover, Mutual Funds investment has become an important way for citizens' private investment and wealth management. In light of this, investor education is an important aspect to keep the investor well informed, as well as protect their legitimate rights and interests, particularly for small and medium investors.

This booklet is a specific exhibition of Nippon India Mutual Fund's efforts to spread awareness and continue building the investors' knowledge. It explains investment related information in simple language and in a lively and vivid manner. I am sure, investors of all kinds will find value in this booklet and be encouraged to use this as a stepping stone towards practicing financial prudence.

All the very best and happy reading.

Sundeep Sikka
Executive Director & CEO
Nippon Life India Asset Management Limited
(Formerly known as Reliance Nippon Life Asset
Management Limited)

MANAGING YOUR INVESTMENTS

We often find it easy to manage our mutual fund investments on our own. However, over time, the following factors may make this task quite demanding and challenging:

Lack of time available to monitor the
performance of various funds

Complex financial situations
as one nears the career peak

Investment scenario is ever-changing
and some rebalancing may be required

Investment goals are dynamic

YOUR REGISTERED INVESTMENT ADVISOR

A egistered nvestment dvisor has the
requisite training, experience, expertise and resources to offer a customized and comprehensive financial solution.

A FINANCIAL PLAN

Your registered investment advisor works closely with you to draw up a financial plan.

YOUR RISK TOLERANCE

Your ability to take risk depends upon how willing you are to endure market’s ups and downs in exchange for more growth potential over the long term.

Your risk-taking ability will determine the allocation to different asset classes.

RISK / RETURN TRADEOFF

Investments that have potential to generate higher returns
are also more risky. Only you can decide how comfortable
you are with that trade-off.

YOUR GOALS

Typically, investors have three primary needs:

Asset allocation will depend on how important
each of these needs are, and therefore how much
investment they require.

YOUR ASSET ALLOCATION

Once your registered investment advisor understands your investment goals and assesses your risk appetite, return expectation and time will determine your asset allocation between various assets classes.