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एनआईएमएफ की कुछ स्कीम में नए सब्सक्रिप्शन को सस्पेंशन करने के लिए, कृपया देखें एडेंडम

ईएसजी फंड में इन्वेस्ट करना: इन्वेस्ट करने से पहले टॉप एक्सपर्ट की सुझाव क्या हैं?

Indian government’s policy framework is changing to promote environmental friendliness and social responsibility. Due to the policy parameters change in India, NSE (National Stock Exchange) introduced NSE Prime in late 2021 It was introduced to nudge corporates to voluntarily raise corporate governance practice levels. It is believed that companies with the NSE Prime benchmark would lead to:

● Better decision making​
● Protection of shareholder interest

NSE Prime companies are expected to send a message to the investors that these companies practice corporate governance standards and set a higher standard of accountability for themselves.

More investors have started investing in Environmental, Social and Governance (ESG) funds thanks to this positive initiative

ईएसजी फंड क्या हैं?

ESG is the short form for Environmental, Social, and Governance. ESG funds invest in company stocks that follow:

● पर्यावरण-अनुकूल प्रैक्टिस
● पर्यावरण-अनुकूल प्रैक्टिस
● कॉर्पोरेट जिम्मेदारी को बढ़ावा देती हैं

In essence, ESG mutual funds invest in companies that score high on the ESGs based on ESG scores. Different research organizations (including Morningstar, MSCI, and others) allot ESG scores to various ESG funds based on a fund’s risk management capabilities. As an investor, you can check the ESG score or scale to decide which ESG fund list you want to invest in.

ईएसजी फंड किन कंपनियों में निवेश करते हैं?

अगर कोई कंपनी तीन ईएसजी कारकों का पालन करती है, तो ही उस कंपनी के स्टॉक को ईएसजी निवेश माना जाता है:

पर्यावरणीय: कॉर्पोरेशन को इन प्रथाओं का पालन करना चाहिए:

a. ग्रीनहाउस गैसों के उत्सर्जन को कम करें
b. ​Create goods that are sustainable
c. प्राकृतिक संसाधनों का दक्षतापूर्वक इस्तेमाल करें और टिकाऊ विकास को बढ़ावा दे
d. पर्यावरण के अनुकूल तरीके से रीसाइक्लिंग करे और भी बहुत कुछ

Social: The corporation must be a socially responsible organization. It must follow practices that promote a business' social elements, such as:

a. अपने कामगारों को किसी भी व्यावसायिक खतरे से सुरक्षित रखने के लिए उपाय करना.
b. CSR initiatives
c. सभी लिंगों के कर्मचारियों के इलाज के उपाय करना
d. अच्छे वर्क लाइफ बैलेंस और बहुत से दूसरे सामाजिक कारकों को बढ़ावा देना

गवर्नेंस/शासन: कंपनी को कॉर्पोरेट गवर्नेंस कारकों पर ध्यान देना चाहिए, जैसे कि:

a. अगर निदेशकों का विविध बोर्ड है तो स्वीकार्य कार्यकारी पारिश्रमिक
b. निदेशक बोर्ड द्वारा शेयरधारकों को त्वरित प्रतिक्रिया, तथा और भी बहुत कुछ

ध्यान दें: मानदंडों की यह सूची केवल संकेतक है और विस्तृत नहीं है

Should you Invest in ESG Funds?

1. मूलभूत लाभ

The prime advantage for you to invest in ESG funds is to participate in corporate affairs and bring a beneficial influence by focusing on:​

● समुदाय
● टिकाऊ विकास
● महिलाओं का सशक्तीकरण और कई अन्य सीएसआर/पर्यावरणीय कारक

2. विविधता की कमी

ESG funds mainly invest in large-cap stocks. This is because companies with high market capitalization usually follow CSR and environmental initiatives. When you invest in ESG mutual funds, you may miss the benefits of investing in small and medium-cap companies. In addition, your investment portfolio may get narrowed down to investing in companies practicing ESG methodology only. ESG funds may avoid investing in businesses dealing with cigarettes, alcohol, ammunition, armaments, and many more. That's why investing in ESG funds could lack adequate diversification across sectors and industries. Keep this in mind before investing.

3. ये मूल्यवान निवेश टूल्स हैं और केवल परोपकार के उद्देश्यों के लिए ही नहीं हैं

Many believe that ESG investing is only philanthropic in nature. In reality, ESG funds focus on both sustainable investments and possibly inflation-beating returns by investing in companies with better market capitalization. Therefore, you can include ESG mutual funds in your investment portfolio to get decent returns.

निष्कर्ष

In conclusion, by focusing on emerging sectors such as solar energy, recycled products manufacturing, hydro energy, and others, investors align their portfolios with sustainable and socially responsible practices. This not only contributes to positive environmental and social impacts but also may positions them to capitalize on the growth of these resilient sectors in the years to come.

Sector disclaimer: Sector(s) / Stock(s) / Issuer(s) mentioned above are for the purpose of disclosure of the portfolio of the Scheme(s) and should not be construed as recommendation.

The information herein is meant only for general reading purposes and the views being expressed only constitute opinions and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. The document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. The sponsor, the Investment Manager, the Trustee or any of their directors, employees, associates or representatives (“entities & their associates”) do not assume any responsibility for, or warrant the accuracy, completeness, adequacy and reliability of such information. Recipients of this information are advised to rely on their own analysis, interpretations & investigations. Readers are also advised to seek independent professional advice in order to arrive at an informed investment decision. Entities & their affiliates including persons involved in the preparation or issuance of this material shall not be liable in any way for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including on account of lost profits arising from the information contained in this material. Recipient alone shall be fully responsible for any decision taken on the basis of this document.​

म्यूचुअल फंड इन्वेस्टमेंट मार्केट जोखिमों के अधीन हैं, स्कीम से संबंधित सभी डॉक्यूमेंट को ध्यान से पढ़ें.

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