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Terms of Use

Terms of Use for access or usage of Nippon Life India Asset Management Limited​ (“AMC”)’s Website by any person).

Please read these Terms of Use/ Rules and Regulations for access or usage of AMC’s computers resource by any person carefully before using [] (the “Website” or the “Site”), owned by the Nippon Life India Asset Management Limited (the “AMC”). This agreement sets forth the legally binding terms and conditions for visitors, users or customers (collectively called “You” or “Users”) of the Site.It governs User’s use of this website and all products, services (including transactional facilities), content, tools and information available through the website. By using o​r accessing this Website and using the services, user accepts and agrees to be bound by these Terms of Use. If users do not agree with the terms and conditions of the Terms of Use, users are not granted permission to access or otherwise use this website.

You can access i.e. the Website or any of the AMC’s computer resource, subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of AMC as set out below ("Terms of Use").

This Agreement is for an indefinite term and you understand and agree that you are bound by such terms.


You understand that the AMC may at any time, at its sole discretion and without prior notice to you, prohibit or restrict your access to this Website or related services or may discontinue or change, at any time, any of the services available through this Website.

Pages within this Website may contain supplemental Terms and Conditions and additional disclosures and disclaimers, which are in addition to these Terms and Conditions, disclosures and disclaimers.

Users are bound by any such revisions to Website and should therefore periodically visit this page to review the then current terms and conditions to which users are bound.

You understand that the information contained in this site is for general guidance only and online transaction module is neither an investment advice nor advertisement, solicitation and does not constitute professional advice and is for general information, market update and ease of transaction only.

You understand that past performance is no indicator of future returns and all investment involves risk. There can be no assurance that the future performance of any specific investment, investment strategy, or product will be profitable, equal any corresponding indicated historical performance level (s), be suitable or prove successful.

You understand that before making any decision or taking any action, you should consult professional with relevant expertise in the required field or your financial/tax advisors


You must be 18 years of age or older to visit or use this Website in any manner. In event that you are below 18 years of age, you are visiting this Website at your own risk and you alone shall be liable for your actions.

This Site is intended solely for the use of Resident Indian(s), permitted Non-Resident Indians, persons of Indian Origin, and Foreign Investors and other investors, permitted to invest in Mutual Funds and services offered by AMC, as per prevailing laws & regulation established by SEBI & other regulatory bodies/ authorities. Nothing on this Site shall be considered a solicitation to buy or an offer to sell a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, purchase or sale would be unlawful under the laws of that jurisdiction

By visiting this site or accepting these Terms of Use, you represent and warrant to AMC that you have the right, authority and capacity to use this Website and agree to and abide by these Terms of Use. By using this Website, you agree to follow and be bound by all terms and conditions concerning your use of this Website.


This website is intended for use by such investors, prospective investors authorized by law and regulations to invest / deal in Mutual Fund units. This Website is not intended for distribution, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. It is the responsibility of the respective person who accesses the information contained herein to observe all applicable laws and regulations of the relevant jurisdictions.

The Use of this Website may be monitored, tracked and recorded. Any unauthorized, unlawful access may be subject to a legal recourse not limited to suspension of User by the AMC, Nippon Life India Trustee Limited or Nippon Life Insurance Company


You represent and warrant to AMC that you will use this Website in a manner consistent with all applicable laws and regulations. You represent that all information provided by you to the AMC is accurate and true in all respect. You understand that mutual funds are subject to market risk.

You represent and warrant that you will not make any unauthorized usage of this Website including but not limited to the following:

  • transmitting or sending unsolicited commercial or marketing communications.
  • deleting or revising any content.
  • attempting to decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site; and
  • aggregating, copying or duplicating in any manner any of the content or information available from this Website.

You represent and warrant that the you shall not host, display, upload, modify, publish, transmit, update or share any information that -

  • belongs to another person and to which you do not have any right to;
  • is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic, pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
  • harms minors in any way or breaches social norms;
  • infringes any patent, trademark, copyright or other proprietary rights;
  • violates any law for the time being in force;
  • deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
  • impersonates another person, misrepresent an affiliation, or forge any person’s digital signatures.;
  • contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
  • threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any offence or prevents investigation of any offence or is insulting any other nation


While due care has been taken to ensure the accuracy of information on this Website, Nippon India Mutual Fund, AMC, Nippon Life India Trustee Limited, Nippon Life Insurance Company and any third party service providers, shall not in any way be responsible for any loss or damage arising in contract, tort or otherwise from:

  • any inaccuracy or error or omission of any data.
  • interruption or delay in the provision of this service.
  • Any virus, trojan, worm, logic bomb or any other material which is malicious, technologically harmful

In addition to and without limiting the foregoing, AMC shall not be liable for any harm caused by the transmission, through the services or information, of a computer virus, or other computer code or programming device that might be used to access, modify, delete, damage, corrupt, deactivate, disable, disrupt, or otherwise impede in any manner the operation of the services or any of the user’s software, hardware, data or property.

You specifically agree that AMC shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received through the Website.


This website contains material, including text, /images, graphics, video and sound, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by AMC or have been licensed to AMC by the owner(s) of those rights so that it can use this material as part of this Website. All trademarks, logos and service marks, information and content provided on this Website, including its design structure and compilation, are privately owned Intellectual Property Rights of AMC and/or its affiliates or group companies and/or otherwise permitted for the use of AMC. You may not copy, transmit, distribute, modify, reuse, sell or display any of the proprietary content on the Website for any purpose except with the prior written consent of AMC, which it may issue in its sole discretion. Unauthorised use of the materials appearing on the Website may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. You are granted a non-exclusive, non-transferable and limited right to access this Website.


AMC may provide links to other sites for the convenience of users in locating related information and services. The content to which links may be made available on this Website have not been developed, checked for accuracy, or otherwise reviewed by the AMC. It makes no representations whatsoever about any such website which the user may access through this Website and is not liable to users for any content viewed by them through a link which may be provided from this Site. A link to a website does not mean that AMC endorses or accepts any responsibility for the context or the use of such website.

AMC is not liable for any loss or damage caused by any delays, inaccuracy, errors or omissions in the content of any link, whether actual, alleged or consequential. AMC is not liable for any content displayed on the linked website, not furnished or provided to it by any third party including, without limitation, the accuracy, subject matter, quality or timeliness of such content. It is the responsibility of the user to take necessary precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature.


You shall not hold AMC or any of its directors, employees, agents, partners, vendors, suppliers or content providers responsible for any unforeseen technical glitches such as but not limited to Website being down or inaccessible for maintenance, server errors, speed of download or upload from/to the Website, any viruses in the Website etc. that might affect any activity on the Website including any transactions on the Website. You agree to indemnify and hold Nippon India Mutual Fund, its trustee and sponsors and AMC and AMC’s subsidiaries, affiliates, group companies and their respective officers and employees, harmless from any claim, demand or damage, including reasonable attorney’s fees, asserted by any third party due to or arising out of your use of or conduct on the Site. You hereby further agree to indemnify and hold Nippon India Mutual Fund, its trustee and sponsors and AMC and AMC’s subsidiaries, affiliates, group companies and their respective officers and employees, harmless from any actions initiated by any third party on account of any misrepresentation, use or misuse of, or access to the services and content, or otherwise from the submissions made by You or infringement by You of any third party intellectual property right or any third party using your account. AMC reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with AMC in asserting any available defenses.


User agrees that the transactions carried out through the website in Units of various schemes offered by the AMC shall be subject to the provisions contained in the respective Scheme Information Document / Statement of Additional Information / Key Information Memorandum (as updated by issue of relevant addenda).

The Joint Unit Holder(s) agree and confirm that all the Unit Holders have the full authority to act for and on behalf of all the others and each of the Joint Unit Holder(s) in all matters relating to Online Transaction Facility. Liability of all joint holders shall be joint and several and shall be binding on each Joint Unit Holder's legal heirs, successors, executors and assigns.

The User is aware of all security risks including possible third party interception of his/her account and the content of his/her account becoming known to third parties. The User accepts that the use of online services is not a secure method of viewing, accepting and transmitting information and that it involves security hazards and the risk of any loss of information or obtaining of information by any third party will be to his/her account and AMC shall, in no way, be held responsible for the same and this shall not be considered as a breach of its or its constituent company.

The relationship between user and AMC shall be on a principal-to-principal basis. The user shall have no right whatsoever to bind or act on behalf of AMC.

User shall be bound by all the provisions and notifications issued by SEBI, the requirements under Information Technology Act 2000 or those specified to any other regulatory body


AMC reserves the right to add, amend or revise, in whole or in part, any of the services or contents on this website or these Terms and Conditions at any time without prior notice. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users. You are requested to keep yourself updated for the changes by reading the same from time to time


The Usage of this Website and these Terms and Conditions shall be governed by /construed in accordance with, the laws of India.


Any dispute arising out of the Scheme(s) and the usage of this Website shall be subject to the exclusive jurisdiction of the Courts in Mumbai, India.

AMC reserves the right in its sole discretion to investigate and take legal action against anyone who engages in any illegal or prohibited conduct or otherwise violates these Terms and conditions.


AMC respects and is sensitive to the rights as granted in the Applicable Laws, AMC has appointed Mr. Milind Nesarikar, as the Grievance Officer to redress complaints arising from the usage of this Website . The contact details of Mr. Milind Nesarikar are as under:

Name : Mr. Milind Nesarikar

Telephone Number: 022 68087013

Email : [email protected]

In case you have any complaints arising from the usage of this Website or any of the terms of use mentioned above including unauthorized usage by anyone as detailed above , you are requested to contact the Grievance Officer/Investor Relations Officer at the details mentioned above.

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