Investing money should be safe, easy, and worry-free for every individual. To make payments more secure, SEBI has introduced validated UPI IDs for all registered intermediaries, effective
October 1, 2025. These IDs are structured in a way that makes them easy to recognise and verify, helping you invest with confidence.
Here’s how the new UPI addresses work:
- Each intermediary will have a unique, readable name followed by an abbreviation representing their type. For example, a broker named
'pqr' will have
pqr.bkr, and a mutual fund named
'mno' will have
mno.mf.
- The username is combined with a unique
'@valid'' handle linked to the intermediary's bank. For instance:
pqr.bkr@validhdfc or
mno.mf@validhdfc.
- Every validated UPI ID will also show a
green thumbs-up icon to make it even easier to spot a verified intermediary. Seeing this icon means your payment is going to a registered intermediary, while its absence warns you to be cautious of unverified entities.
- UPI payments for investments will have a daily limit of up to ₹5 lakhs, depending on the chosen bank or payment app.
What does it mean for Nippon India Mutual Fund investors?
-
Existing Systematic Investment Plans (SIPs)
Your current SIPs will continue as usual. No changes are required, and your ongoing investments remain uninterrupted.
-
New SIPs, renewals, or fresh investments
You can use Nippon India’s validated UPI ID for any new or renewed investments.
-
Other payment options remain available
If you prefer using NEFT, RTGS, IMPS, or cheques for investments, you can do so as usual. This gives you flexibility while maintaining the added security of validated UPI payments.
For more details, refer to the
SEBI circular dated June 11, 2025.
Invest securely with SEBI Check
SEBI will also introduce a
SEBI Check tool soon to help investors verify the UPI IDs and bank account details of registered intermediaries. This tool aims to add an extra layer of security to your investment payments.
How can it benefit investors like you?
- Peace of mind knowing that your payments go to the right place
- Easy verification of UPI IDs before making any payment
- Enhanced safety to prevent fraud and ensure your investment journey is secure from start to finish
Nippon India’s Move to Safer Payments
Nippon India Mutual Fund is rolling out
@valid UPI IDs across all investor platforms. These validated UPI IDs can make it easy to spot verified accounts, whether you invest online, through the app, or via other channels.
You’ll notice the green thumbs-up icon alongside the UPI ID as a clear signal that your payment is going to the right account.
Your Next Step: Pay with Confidence
Ready to confirm your UPI ID? Click below and check your valid UPI ID before making any payment.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.
